The one with finally

Yeah, i just posted that patience is my waterloo and now that i remember, today is the first payment we made for our baby Vin. gosh, we have him for a month already and this is the first payment we just made. we are actually planning to pay a lump sum amount but our agent advised us that since we're on a loan already, might as well maximize it. im not big in loans, i wanted it to be done as soon as possible so i won't think about it every now and then. that's why we're saving for a house also so we won't have to loan that big amount too and the mortgage insurance rates won't be as high.